Reverse Mortgages Near You - West Valley City Reverse Mortgage Lender
Meet Michael Jones
Michael Jones
Reverse Mortgage Specialist
NMLS #4734
(385) 217-2338
Find the best reverse mortgage deals in West Valley City, Utah.
Michael Jones and Intercap Lending are one of the best teams to talk with in West Valley City if you are interested in a reverse mortgage – from Clearfield to Lehi and throughout Salt Lake County.
Michael is an experienced loan officer with more than 20 years in the business.
Since 2017, he has focused specifically on helping West Valley City’s seniors live out a more comfortable retirement by offering them a potentially life-changing reverse mortgage.
Michael loves assisting older homeowners and their trusted advisers by educating them on HECM (reverse mortgage) strategies to help manage their assets and improve their income for their retirement years.
He is passionate about reverse mortgages because he has seen how effective they can be at changing the course of people’s financial fortunes.
“It’s empowering and humbling at the same time to be able to help seniors change their lives for the better,” Michael said.
Dedicated, committed and always just a phone call away to answer any queries even after originating your loan, you’ll be delighted with the level of service Michael offers.
What is a reverse mortgage?
A reverse mortgage is an outstanding loan product because it has the power to transform the lives of seniors right around the country.
It is ideally suited to those who have equity in their home but are struggling for liquidity and finding rising inflation quickly eating away at their nest egg.
As long as you are 62 years of age or older, you can apply for this loan which will allow you to turn that equity into a brand new income stream.
It means that seniors who feared having to sell their family home may put those worries to bed and start enjoying their retirement the way they had always planned.
They can also look forward to a much more comfortable standard of living.
Homeowners can be paid in many different ways including monthly installments, a lump sum or a line of credit - a combination of all three is also available.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells the home or the last surviving borrower passes away.
It is one of the shrewdest ways homeowners can put their money worries behind them.
House prices have risen slight in the last 12 months and despite slowing down recently, West Valley City has still seen a lift of 0.8 percent in the 12 months reaching an average of $462,308*. (https://www.zillow.com/home-values/48443/west-valley-city-ut/).
West Valley City residents haven’t been slow to pick up on the power of reverse mortgages with 1,847 already owning one and 157 purchasing one in the last 12 months alone*.
About West Valley City, Utah
West Valley City, Utah is a bustling suburban city located in Salt Lake County, just west of Salt Lake City. As the second-largest city in Utah, it’s home to a diverse population and offers residents a combination of urban amenities with family-friendly neighborhood living. Whether you're drawn to shopping, outdoor recreation, or cultural events, West Valley City delivers a lot for its size.
The city has quite a few highlights. For entertainment, there’s the Maverik Center, which hosts concerts, sports, and large performances, and the Utah First Credit Union Amphitheatre for big outdoor shows. Fairbourne Station is a newer mixed-use development that blends retail, dining, and housing in a walkable district, giving people chances to shop local or spend evenings out without a long drive. For those who love the outdoors, West Valley offers dozens of parks, trail systems, golf courses, and easy access to hiking and snow sports in nearby mountains.
One of West Valley City’s strengths is affordability and housing variety. It offers a wide range of homes and apartments—everything from older ranch-style houses to newer townhomes—many of which are more affordable than in nearby cities. Schools are part of larger districts, and local services continue improving as the area grows. There's also a strong cultural component, with events at the Utah Cultural Celebration Center, seasonal festivals, and community gatherings throughout the year.
As a reverse mortgage loan officer serving West Valley City, I help homeowners explore ways to use the equity in their homes to enhance retirement. Whether you’re aiming to reduce or eliminate housing payments, cover healthcare or travel costs, or simply want more financial flexibility, I’ll work with you to find the right solution. In a city offering so many amenities, connections, and opportunities like West Valley City, having your home contribute to your financial peace of mind can make all the difference.
Contact your West Valley City reverse mortgage lender today.
Michael and his Intercap team are keen to talk with anyone who thinks a reverse mortgage might be right for them.
If that’s you, please call him at (385) 217-2338 for a no obligation assessment of your position.
*As of March 2025
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