Reverse Mortgages Near You - Cottonwood Heights Reverse Mortgage Lender
Meet Michael Jones
Michael Jones
Reverse Mortgage Specialist
NMLS #4734
(385) 217-2338
Find the best reverse mortgage deals in Cottonwood Heights, Utah.
Michael Jones and Intercap Lending are one of the best teams to talk with in Cottonwood Heights if you are interested in a reverse mortgage – from Clearfield to Lehi and throughout Salt Lake County.
Michael is an experienced loan officer with more than 20 years in the business.
Since 2017, he has focused specifically on helping Cottonwood Heights’s seniors live out a more comfortable retirement by offering them a potentially life-changing reverse mortgage.
Michael loves assisting older homeowners and their trusted advisers by educating them on HECM (reverse mortgage) strategies to help manage their assets and improve their income for their retirement years.
He is passionate about reverse mortgages because he has seen how effective they can be at changing the course of people’s financial fortunes.
“It’s empowering and humbling at the same time to be able to help seniors change their lives for the better,” Michael said.
Dedicated, committed and always just a phone call away to answer any queries even after originating your loan, you’ll be delighted with the level of service Michael offers.
What is a reverse mortgage?
A reverse mortgage is an outstanding loan product because it has the power to transform the lives of seniors right around the country.
It is ideally suited to those who have equity in their home but are struggling for liquidity and finding rising inflation quickly eating away at their nest egg.
As long as you are 62 years of age or older, you can apply for this loan which will allow you to turn that equity into a brand new income stream.
It means that seniors who feared having to sell their family home may put those worries to bed and start enjoying their retirement the way they had always planned.
They can also look forward to a much more comfortable standard of living.
Homeowners can be paid in many different ways including monthly installments, a lump sum or a line of credit - a combination of all three is also available.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells the home or the last surviving borrower passes away.
It is one of the shrewdest ways homeowners can put their money worries behind them.
House prices have risen significantly in the last couple of years and despite slowing down recently, Cottonwood Heights has still seen a lift of 4.5 percent in the 12 months reaching an average of $729,800*. (https://www.zillow.com/home-values/14825/cottonwood-heights-ut/).
Cottonwood Heights residents haven’t been slow to pick up on the power of reverse mortgages with 3,987 already owning one and 268 purchasing one in the last 12 months alone*.
About Cottonwood Heights, Utah
Cottonwood Heights, Utah, is a picturesque city nestled at the base of the stunning Wasatch Mountains. Known as the “City Between the Canyons,” it offers easy access to both Big Cottonwood and Little Cottonwood Canyons, making it a prime destination for outdoor enthusiasts. Whether you enjoy skiing, hiking, or simply taking in breathtaking mountain views, Cottonwood Heights provides a perfect balance of natural beauty and suburban convenience.
The city is just a short drive from Salt Lake City, offering residents the best of both worlds—a peaceful, family-friendly atmosphere with easy access to urban amenities. Cottonwood Heights is home to a variety of parks, recreational centers, and local businesses that contribute to its welcoming community feel. In the winter months, world-renowned ski resorts like Alta, Snowbird, Brighton, and Solitude are just minutes away, making it a paradise for skiers and snowboarders.
Beyond outdoor adventures, Cottonwood Heights boasts a thriving local economy and a strong sense of community. Annual events like the Butlerville Days festival bring residents together for food, entertainment, and celebrations that highlight the city’s rich history and culture. The area also offers excellent schools, shopping centers, and dining options, making it an ideal place for families, retirees, and professionals alike.
As a reverse mortgage loan officer serving Cottonwood Heights, I understand the financial needs of homeowners in this beautiful mountain community. If you're looking to access your home equity to enhance your retirement or gain financial flexibility, I’m here to help. With its breathtaking surroundings, strong community ties, and access to world-class recreation, Cottonwood Heights is a truly special place to call home.
Contact your Cottonwood Heights reverse mortgage lender today.
Michael and his Intercap team are keen to talk with anyone who thinks a reverse mortgage might be right for them.
If that’s you, please call him at (385) 217-2338 for a no obligation assessment of your position.
*As of March 2025
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